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Table of Contents
Introduction
Citi Dividend is a popular cashback credit card that offers its users various benefits and rewards. One of the most significant benefits is the cashback calendar, which outlines the categories that offer cashback rewards each quarter. The cashback calendar for 2024 has been released, and users can start planning their spending accordingly. In this article, we will discuss everything you need to know about the Citi Dividend cashback calendar for 2024.
What is Citi Dividend Cashback?
Citi Dividend is a credit card that offers cashback rewards to its users. The card offers cashback rewards on various purchases, including gas, groceries, dining, and more. The card also offers a cashback calendar, which outlines the categories that offer cashback rewards each quarter. The cashback rewards can be redeemed as a statement credit or a check.
What is the Citi Dividend Cashback Calendar?
The Citi Dividend cashback calendar outlines the categories that offer cashback rewards each quarter. The cashback rewards are typically 5% cashback on purchases in the selected categories, up to a maximum of $300 cashback per calendar year. The categories for each quarter are announced in advance, allowing users to plan their spending accordingly. The cashback calendar for 2024 has been released, and users can start planning their spending for the year.
What are the Categories for 2024?
First Quarter (January – March)
The categories for the first quarter of 2024 are grocery stores and gas stations. This means that users will earn 5% cashback on purchases made at grocery stores and gas stations during this quarter.
Second Quarter (April – June)
The categories for the second quarter of 2024 are home improvement stores and wholesale clubs. This means that users will earn 5% cashback on purchases made at home improvement stores and wholesale clubs during this quarter.
Third Quarter (July – September)
The categories for the third quarter of 2024 are restaurants and select entertainment. This means that users will earn 5% cashback on purchases made at restaurants and select entertainment venues during this quarter.
Fourth Quarter (October – December)
The categories for the fourth quarter of 2024 are online purchases and department stores. This means that users will earn 5% cashback on purchases made online and at department stores during this quarter.
How to Maximize Your Cashback Rewards
To maximize your cashback rewards, it is essential to plan your spending accordingly. If you know that you will be making a significant purchase in one of the categories, it is best to wait until that quarter to make the purchase. This way, you can earn 5% cashback on the purchase. Additionally, it is essential to keep track of your spending to ensure that you do not exceed the $300 cashback limit per calendar year.
Conclusion
The Citi Dividend cashback calendar for 2024 offers users the opportunity to earn cashback rewards on various purchases throughout the year. By planning their spending accordingly, users can maximize their cashback rewards and earn up to $300 cashback per calendar year. If you are a Citi Dividend user, it is essential to take advantage of the cashback calendar to earn the most rewards possible.
Question and Answer:
Q: What is Citi Dividend?
A: Citi Dividend is a credit card that offers cashback rewards to its users. The card offers cashback rewards on various purchases, including gas, groceries, dining, and more.
Q: What is the Citi Dividend cashback calendar?
A: The Citi Dividend cashback calendar outlines the categories that offer cashback rewards each quarter. The cashback rewards are typically 5% cashback on purchases in the selected categories, up to a maximum of $300 cashback per calendar year.
Q: What are the categories for 2024?
A: The categories for 2024 are grocery stores and gas stations (Q1), home improvement stores and wholesale clubs (Q2), restaurants and select entertainment (Q3), and online purchases and department stores (Q4).